Hi, this is awesome to see new people doing that, you don’t need to buy bitcoins and make other people richer, you can live debt free all by yourself, it’s simple…I only have one bank account, I buy only what I need, I choose traveling instead of buy stuff, and most important, my wallet, that I have since 2013, only have four slots for cards (that I used for ID, driver’s license and bank card, and have one empty slot).